![]() However, everyone can, and should, have flood insurance. Ordinanceįederal law requires that a flood insurance policy be obtained on all properties located within certain flood zones when a federally-backed mortgage or loan is secured by the building. The FIRM maps and the Title 34 Flood Damage Prevention Ordinance was adopted on April 6, 2009. The new FIRM increased the 100-year-floodplain areas in Sturgis. The 100-year-floodplain classification indicates that a particular land area possesses a 1 percent chance of becoming flooded. Once the Engineering Study was complete and submitted to FEMA, the City held several public forums to give property owners a chance to review the areas affected by the new mapping. The City Contracted with Ferber Engineering, located in Rapid City, South Dakota to oversee the Flood Map Project. The 2006 maps are part of a project that originated when the City of Sturgis entered into an agreement with FEMA to update the existing FIRM maps. Zones B, C, and X Zones outside the 1 percent annual chance floodplain.(Flood insurance is not mandatory but is available). Zone D - possible but undetermined flood hazard.Zones A, AE and A1-A30, AH, AO, A99, V, VE (Mandatory flood insurance purchase requirements apply).Even if a property has never experienced a flood, it may still be in a high-risk area. Flood insurance premiums and requirements are based on the zone where your property is located.įEMA assigns zones based on the risk of flooding. These maps show the flood risk zones applicable to all areas within the Sturgis area. Sturgis FIRM Panels Effective : Meade Co OverviewĪssistance with FEMA maps is available by calling FEMA at 1-877-FEMA MAP or by visiting their website.Ībout the FEMA FIRM Maps In April of 2006, the City of Sturgis received new Flood Insurance Rate Maps (FIRM) from The Federal Emergency Management Agency (FEMA). Thinking of buying property? Check with your realtor and your lender to determine current flood map designation and insurance requirements. This information can also be found at FEMA's Flood Map Service Center website. ![]() Visit our easy-to-use embedded map to search and see if a property is in the floodplain. Look up FEMA Flood Hazard Data for your property:
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